Serving the North Shore and Sea to Sky community
- specializing in Real Estate Purchases & Sales
Please note to prevent the spread of COVID-19 and reduce the risk of exposure to our staff and clients we are not allowing any walk-ins at this time. Currently, we are only taking appointments for real estate/refinances in our office. Please call or email to make an appointment.
Masks are required during appointments.
Thank you for your understanding and stay safe!
What is Mortgage Refinancing?
Many homeowners have significant equity in their homes; either because they've paid down an existing mortgage, enjoyed a significant increase in the value of their home as house prices have risen- or both.
Mortgage Refinancing involves borrowing money- usually in the form of a line of credit-against the current value of your home. Using your home as security, you can arrange to have funds available to help you pay for your children's education, purchase a second property for an investment or recreation, take that long-delayed dream vacation or simply ease your retirement.
Mortgage Refinancing allows you to use your home to get more out of life.
If you're considering a Mortgage Refinancing and want to learn more, talk to your us. We can help you understand and navigate the complete refinancing process.
If you already have a lender-usually a bank or mortgage broker-they will ask you to complete a credit application, often on-line but sometimes in hard copy. Many lenders can approve your credit application within hours or days. If you aren't sure which lender to call, we can refer you to lenders who we work with regularly.
Once your credit application is approved, it's time to visit us!
We will provide legal advice, complete the necessary documents and return them to your lender to help them make your funds available as quickly and conveniently as possible.